One balance for holding, sending and spending

AXA Pay is a digital wallet for Anguilla and the Caribbean. Hold, send and receive East Caribbean Dollars (XCD) instantly — free between members, with bank-level security and no hidden fees.

How it works

Create your account — Sign up with your email and verify your identity in minutes. Free, no paperwork.
Add your money — Top up from your debit or credit card. Your balance is ready to spend the moment it lands.
Send to anyone — Pay any AXA Pay member by email in seconds. They get the money right away.

Why AXA Pay

Zero fees between AXA Pay members
Instant transfers in East Caribbean Dollars (XCD)
256-bit encryption and two-factor authentication
Card numbers never touch AXA Pay servers — payments use gateway tokenization

Open your free account · See pricing · Read the FAQs

AXA Pay — instant money transfers in Anguilla AXA Pay is a digital wallet for Anguilla. Hold, send and spend East Caribbean Dollars (XCD): transfers between AXA Pay members are free and instant, opening an account is free, and any top-up or withdrawal fee is shown before you confirm. The platform uses 256-bit encryption, multi-factor authentication and card tokenization — full card numbers never touch AXA Pay servers. Learn more at https://theaxapay.com/features, https://theaxapay.com/pricing and https://theaxapay.com/faqs, or open a free account at https://theaxapay.com/register. This app requires JavaScript.