One balance for holding, sending and spending

AXA Pay is a digital wallet for Anguilla and the Caribbean. Hold, send and receive East Caribbean Dollars (XCD) instantly — free between members, with bank-level security and no hidden fees.

How it works

  1. Create your account — Sign up with your email and verify your identity in minutes. Free, no paperwork.
  2. Add your money — Top up from your debit or credit card. Your balance is ready to spend the moment it lands.
  3. Send to anyone — Pay any AXA Pay member by email in seconds. They get the money right away.

Why AXA Pay

  • Zero fees between AXA Pay members
  • Instant transfers in East Caribbean Dollars (XCD)
  • 256-bit encryption and two-factor authentication
  • Card numbers never touch AXA Pay servers — payments use gateway tokenization

Open your free account · See pricing · Read the FAQs